Comments for Money Tip Of The Day - Money Saving Tips http://moneytipoftheday.com Wed, 30 Mar 2011 22:03:13 +0000 hourly 1 http://wordpress.org/?v=3.1 Comment on Retirement Planning Calculator – RRSP Canada – Ten Star Financial Services by Latest retirement saving calculator news – AARP Releases New Retirement Calculator | MyBankTracker.com http://moneytipoftheday.com/retirement-planning-calculator-rrsp-canada-ten-star-financial-services/#comment-17941 Latest retirement saving calculator news – AARP Releases New Retirement Calculator | MyBankTracker.com Wed, 30 Mar 2011 22:03:13 +0000 http://moneytipoftheday.com/retirement-planning-calculator-rrsp-canada-ten-star-financial-services/#comment-17941 [...] Retirement Planning Calculator – RRSP Canada – Ten Star Financial … [...] [...] Retirement Planning Calculator – RRSP Canada – Ten Star Financial … [...]

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Comment on How do you save a little extra money? by Baz. Abroad http://moneytipoftheday.com/how-do-you-save-a-little-extra-money/#comment-17935 Baz. Abroad Sat, 19 Mar 2011 06:06:30 +0000 http://moneytipoftheday.com/how-do-you-save-a-little-extra-money/#comment-17935 Go shopping with a list but be willing to change to accommodate any bargains you might find. Make a food menu for the week, planing in using left overs from the day before and plan meals that use firstly whats in your cub-board, when every-things gone your free anyway to choose your favourites, but writing a menu will also help you to eat a balanced diet cause you'll see how much junk food your eating,,,, and don't buy too much unless its on offer,,, if something is on special offer then bulk buying allowed.... On another point, set up a special bank account for all the fixed amount bills and pay them from the new account that way one account should never be overdrawn and your bank charges will be for one debit (to the good account) instead of loads of little debits. This account may also pay interest, if so pay a little extra into it for emergencies rather than sinking into debt on credit cards or your standard account... Go shopping with a list but be willing to change to accommodate any bargains you might find. Make a food menu for the week, planing in using left overs from the day before and plan meals that use firstly whats in your cub-board, when every-things gone your free anyway to choose your favourites, but writing a menu will also help you to eat a balanced diet cause you’ll see how much junk food your eating,,,,
and don’t buy too much unless its on offer,,, if something is on special offer then bulk buying allowed….
On another point, set up a special bank account for all the fixed amount bills and pay them from the new account that way one account should never be overdrawn and your bank charges will be for one debit (to the good account) instead of loads of little debits. This account may also pay interest, if so pay a little extra into it for emergencies rather than sinking into debt on credit cards or your standard account…

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Comment on What are great things to do in Paris and Barcelona, and how can we save money on transportation? by Sascha http://moneytipoftheday.com/what-are-great-things-to-do-in-paris-and-barcelona-and-how-can-we-save-money-on-transportation/#comment-17938 Sascha Sat, 19 Mar 2011 05:49:47 +0000 http://moneytipoftheday.com/what-are-great-things-to-do-in-paris-and-barcelona-and-how-can-we-save-money-on-transportation/#comment-17938 Barcelona: The metro is very cheap but walking is definitely more fun, especialy Barrio Gotico. More of the beaten path is Gracía, a nice (student)neighbourhood with narrow streets, shops and nice placas for some drinks (fe placa del sol) Go to the market La Boqueria at the Rambas and have a tapa or two inside. Cheap Xampagne/Cava (2 a 3 euro a bottle) you can get at can paixano; Carrer de la Reina Cristina, 7. http://www.canpaixano.com/en/home/home.html The best way to save money is take care of your wallet. I've never seen that many(attemps of) pickpocketing! If you go with more then 4 people it could be cheaper to book an appartment at f.e. waytostay.com; rentthesun.com. Barcelona:
The metro is very cheap but walking is definitely more fun, especialy Barrio Gotico.

More of the beaten path is Gracía, a nice (student)neighbourhood with narrow streets, shops and nice placas for some drinks (fe placa del sol)

Go to the market La Boqueria at the Rambas and have a tapa or two inside.
Cheap Xampagne/Cava (2 a 3 euro a bottle) you can get at can paixano; Carrer de la Reina Cristina, 7.
http://www.canpaixano.com/en/home/home.html

The best way to save money is take care of your wallet. I’ve never seen that many(attemps of) pickpocketing!

If you go with more then 4 people it could be cheaper to book an appartment at f.e. waytostay.com; rentthesun.com.

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Comment on What are great things to do in Paris and Barcelona, and how can we save money on transportation? by catalunya07 http://moneytipoftheday.com/what-are-great-things-to-do-in-paris-and-barcelona-and-how-can-we-save-money-on-transportation/#comment-17937 catalunya07 Sat, 19 Mar 2011 05:21:56 +0000 http://moneytipoftheday.com/what-are-great-things-to-do-in-paris-and-barcelona-and-how-can-we-save-money-on-transportation/#comment-17937 In Barcelona you should walk down the Ramblas, explore the Barri Gotic and visit the Gaudi buildings. take the tourist bus so you can hop on and off where you like and see things in detail, but you get a great overview of the city this way. Also, there is the Picasso museum, and some great bars and restaurants. In Barcelona you should walk down the Ramblas, explore the Barri Gotic and visit the Gaudi buildings. take the tourist bus so you can hop on and off where you like and see things in detail, but you get a great overview of the city this way.

Also, there is the Picasso museum, and some great bars and restaurants.

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Comment on How do you save a little extra money? by emma http://moneytipoftheday.com/how-do-you-save-a-little-extra-money/#comment-17934 emma Sat, 19 Mar 2011 05:18:58 +0000 http://moneytipoftheday.com/how-do-you-save-a-little-extra-money/#comment-17934 Dont have your heating on when your not home that will save on gas. turn tv's and other electrical things off at the plug it's suprising how much electric that saves. dont do half wash loads of clothes wait until you have a full wash load when doing your weekly shop have a look around different shops see if you can get things cheaper it all adds up at the end of the month Good luck with your house and money saving Dont have your heating on when your not home that will save on gas.
turn tv’s and other electrical things off at the plug it’s suprising how much electric that saves.
dont do half wash loads of clothes wait until you have a full wash load
when doing your weekly shop have a look around different shops see if you can get things cheaper it all adds up at the end of the month

Good luck with your house and money saving

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Comment on How do you save a little extra money? by kimbakererie http://moneytipoftheday.com/how-do-you-save-a-little-extra-money/#comment-17933 kimbakererie Sat, 19 Mar 2011 05:09:58 +0000 http://moneytipoftheday.com/how-do-you-save-a-little-extra-money/#comment-17933 I'm not sure what you are saving for? Down Payment or mortgage payment. I wouldn't use your 401k for a down payment. When we were saving for our house we took it directly from our paychecks and put it into an account. We used a savings account but I'm sure there is something better for returns. You could talk to your bank to set up something. As for mortgage payments on a 30 year loan if you make just one extra payment a year it will pay off 8YEARS!! early. Even if you spread it out over the year. I try to make 2 extra payments a year plus extra on principle every month. Good luck in your new Home! I’m not sure what you are saving for? Down Payment or mortgage payment. I wouldn’t use your 401k for a down payment.
When we were saving for our house we took it directly from our paychecks and put it into an account. We used a savings account but I’m sure there is something better for returns. You could talk to your bank to set up something. As for mortgage payments on a 30 year loan if you make just one extra payment a year it will pay off 8YEARS!! early. Even if you spread it out over the year. I try to make 2 extra payments a year plus extra on principle every month. Good luck in your new Home!

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Comment on How do you save a little extra money? by Imaginedesirecreate http://moneytipoftheday.com/how-do-you-save-a-little-extra-money/#comment-17932 Imaginedesirecreate Sat, 19 Mar 2011 05:09:18 +0000 http://moneytipoftheday.com/how-do-you-save-a-little-extra-money/#comment-17932 To save money limit your spending of it. I prioritize my purchases carefully. If is toilet paper the 99 cent store makes better sense to me then the grocery stores which have higher prices. Those new light bulbs that save energy are $ 3+ at the market and maybe $ 1-$ 1.49 at the 99 cent stores. To save money limit your spending of it.
I prioritize my purchases carefully. If is toilet paper the 99 cent store makes better sense to me then the grocery stores which have higher prices. Those new light bulbs that save energy are $ 3+ at the market and maybe $ 1-$ 1.49 at the 99 cent stores.

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Comment on How do you save a little extra money? by The Chair Wizard VI http://moneytipoftheday.com/how-do-you-save-a-little-extra-money/#comment-17931 The Chair Wizard VI Sat, 19 Mar 2011 04:56:35 +0000 http://moneytipoftheday.com/how-do-you-save-a-little-extra-money/#comment-17931 Turn off switches on the wall when not using them Turn off switches on the wall when not using them

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Comment on How do you save a little extra money? by itmodellingsearch http://moneytipoftheday.com/how-do-you-save-a-little-extra-money/#comment-17930 itmodellingsearch Sat, 19 Mar 2011 04:44:28 +0000 http://moneytipoftheday.com/how-do-you-save-a-little-extra-money/#comment-17930 Build more passive income Build more passive income

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Comment on What are great things to do in Paris and Barcelona, and how can we save money on transportation? by MaryBeth http://moneytipoftheday.com/what-are-great-things-to-do-in-paris-and-barcelona-and-how-can-we-save-money-on-transportation/#comment-17936 MaryBeth Sat, 19 Mar 2011 04:23:26 +0000 http://moneytipoftheday.com/what-are-great-things-to-do-in-paris-and-barcelona-and-how-can-we-save-money-on-transportation/#comment-17936 In Barcelona, I recommend seeing the buildings by Gaudi which are spread out in the heart of the city, seeing "la sagrada familia" which is a cathedral by the same guy is a must! There is also a very nice large park (can't remember the name of it right now, but if you look on a city map you will see it, on top of a hill). The old town is nice for little shops and having some tapas and a drink. I definitely recommend using the subway and walking a lot, it will be your cheapest bet! Have fun! In Barcelona, I recommend seeing the buildings by Gaudi which are spread out in the heart of the city, seeing “la sagrada familia” which is a cathedral by the same guy is a must! There is also a very nice large park (can’t remember the name of it right now, but if you look on a city map you will see it, on top of a hill). The old town is nice for little shops and having some tapas and a drink. I definitely recommend using the subway and walking a lot, it will be your cheapest bet! Have fun!

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